Debtor Finance is, quite simply, a line of credit linked to and secured by your outstanding accounts receivable.
If your business supplies products or services to other businesses on standard trade credit terms, Debtor Finance can help.
Benefits at a glance
- Flexible funding option that leverages your accounts receivables and reduces the reliance on traditional real estate security.
- Access to debt can grow as your sales increase.
- Manage cash flow without offering ‘early payment’ discounts to customers.
- Use property assets to build personal wealth instead of locking them into the business
Why STH Consultants
- As part of our working capital expertise, we can advise you on how to accelerate your receivables book and to turn them into cash upfront via debtor financing.
- We will assist you to fund the right debt structure to help fund your growth or restructure.
- If you don’t have enough real estate security, don’t worry – this form of funding does not require property to secure the limit.Debtor finance is a flexible product and provide you with additional leverage you otherwise may not be able to access.