Many of our competitors simply set and forget you, but at STH Consultants we manage every part of your banking relationship process and become the intermediary for the firm, freeing you from the stress of dealing with a Bank.
Our strong relationship with capital providers and depth of experience and expertise ensures that STH Consultants can offer cost effective solutions to any financing requirement.
Some of the key outputs are:
- Stretching financial leverage as appropriate;
- Pricing – using our know-how and competitive tension to ensure optimum pricing outcomes are obtained (full debt costing analysis – effect of line fees, hidden ‘liquidity margins’);
- Platform – ensuring the best bankers with the right competencies are engaged;
- Risk mitigation (self-contained security, split banking, recourse, etc); and
- Terms (headroom, compliance, covenants)
The Finance Process
The individual financing needs and requirements of each client varies. At STH Consultants we follow a structured path to implement an optimal funding solution: