Development and construction loans
At STH Consultants, we specialise in structured finance solutions for property development projects. STH Consultants has access to a wide array of senior debt, mezzanine finance and have networks that can assist with private equity funding, so we can provide the right capital structure for each lending proposal.
Business loans and corporate/commercial finance
Working capital: We understand the seasonality of business and we can assist your business in obtaining finance against stock and debtors based on the strength of your cash flow.
Import / Trade finance: We can arrange flexible finance structures to deal with cash flow funding gaps, covering the time between buying goods from an offshore supplier to collecting the cash from your local customers. We can also assist in reviewing payment mechanisms and alternate structures to maximize liquidity.
Invoice financing: Working capital finance to enhance leverage by utilising your balance sheet to assist with business growth whilst freeing up your security.
Mezzanine debt: This is a complex and potentially risky area of finance requiring specialist advice. At STH Consultants we have the experience to guide you through potential finance structures to maximise your return.
Plant and Equipment
Every business needs equipment, and every business is different. From individual items, to nation-wide fleets, STH Consultants has the experience to meet your needs. Our model encompasses sourcing the finance in a timely manner to secure the asset, negotiating competitive terms and conditions with the financier, minimising banking risk by “spreading” your finance among different lenders and minimising (in most cases eliminating) the need for additional capital.
We have established long term relationships with all major equipment financiers. Our clients range from start-up businesses to established corporate groups and come from all industries; from earthmoving and construction to manufacturing, retail, transport and medical services.
Car Loans
We can help you to access finance for new and used motor vehicles, allowing you to drive away immediately while spreading your repayments out over a period of time. This type of loan is not restricted to cars however, and can even be used to purchase boats, caravans and motorbikes.
We have access to an extensive panel of lenders and we work with you to assess which product is suited to your personal circumstances.
